Ask a HOME BUILDING Professional

The Canadian Home Builders ’ Association is a non-profit organization dedicated to education, professionalism, consumer
awareness and housing affordability. Send your questions to info@chbavictoria.com.

Question: I have an existing lot. Before building my house, what do I need to know about hiring a contractor?

Answer: For most people, buying a new home means purchasing a home on a lot. However, some people begin the new home process by buying their lot first and then finding someone to build their home for them.

You need to be careful about who you hire. You want to get the best value for your money, and you also want to know that you are protected in case something goes wrong. Only a professional home builder can give you that peace of mind.

Don't take chances. Don't choose someone to build your home just because you think you will save a few dollars. Before making a decision, be sure you ask the right questions and have all the necessary information. This is particularly important if you run into part-time builders who offer to build your home in their spare time, or "underground" builders who offer to build your home without "all that expensive paperwork".

Not just anyone can build a house. It takes skills, experience and knowledge. Professional builders keep their skills honed and stay up-to-date on building techniques and products. They are familiar with building regulations as well as permit and inspection requirements. They have a network of skilled trades and reliable suppliers, and they know how to schedule and manage the entire construction process efficiently and cost-effectively.

Professional builders also protect their clients' interests. They carry Workers' Compensation and liability insurance, so you don't risk being responsible for any accidents on the job site. They show you proof of payment to subtrades and suppliers, so you know you won't have unpaid bills at the end of the process - bills that you may have paid but your builder failed to discharge. They also back up their commitment to their clients with a third-party warranty.

Before you hire someone, make sure you know what you are getting into. Pick up a copy of CHBA’s Construction Agreement, which includes the terms of sale, cancellation, construction, price, terms of payment, builders lien holdback, pre-occupancy inspection, extras, deletions, defaults, etc. Ask lots of questions about the builder's experience, track record, after-sales service and warranty. Check references carefully. Demand to see proof of insurance and Workers Compensation coverage. And make sure you always
GET IT IN WRITING.

If you are uncertain about a company, keep on looking!

The first step is to contact a member of the Canadian Home Builders’ Association. Professional builders, renovators, suppliers and trades are available online at www.chbavictoria.com. See their award-winning homes at www.careawards.com. Send your questions to info@chbavictoria.com.

Look for "Ask a Home Building Professional" every Wednesday in the Times Colonist.

 

CHBA Victoria #1-3690 Carey Road, Victoria, BC, V8Z 4C2
Phone: (250) 383-5044 Fax: (250) 383-9423 email:
info@chbavictoria.com
websites: www.chbavictoria.com and www.careawards.com
Click here for map to office